Rev. 06/2016
FACTS WHAT DOES Grand Valley Bank
DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit Scores and Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Grand Valley Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Grand Valley Bank Share? Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to credit bureaus.

Yes No

For our marketing purposes—
to offer our products and services to you

Yes No

For joint marketing with other financial companies

Yes No

For our affiliates’ everyday business purposes—
information about your transactions and experiences.

No We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness.

No We don't share

For nonaffiliates to market to you

No We don't share
Questions? Call 970.241.4400
Who we are:
Who is providing this notice? Grand Valley Bank. Our toll-free number is 1-877-859-6040
What We do:
How does Grand Valley Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Grand Valley Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay your bills or make deposits or withdrawls
  • Show your government issued ID; show your driver's license
State laws and individual companies may give you additional rights to limit sharing.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes— information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Grand Valley Bank has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Grand Valley Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Grand Valley Bank's joint marketing partners include companies such as financial services companies.