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CDs and Interest Rates

Grand Valley Bank offers Certificates of Deposit as a way to save your money for the long term.


Our CDs provide a higher interest rate than a regular savings account and empower you with control over what happens next for those funds during your renewal period. You can choose terms anywhere from 30 days to 60 months. If you are one of our Grand Valley Bank Star or Senior Account customers, you are eligible to receive an additional .25% interest on your CDs.

Contact a New Accounts Representative today about making your money work harder for you!  If you prefer to open a CD online, we have 12- or 24-month terms.
 
 
Savings Accounts
.01 up to $99,999.99                                  0.80% APY
$100,000 up to $249,999.99                1.05% APY
$250,000 & over                                           1.65% APY

 
Money Market Account
$0.00 - $24,999.99                                     0.65% APY
$25,000 - $99,999.99                               0.85% APY
$100,000 - $249,999.99                         1.65% APY
$250,000 - $999,999.99                         2.15% APY
$1,000,000 & Over                                     2.75% APY

Time Certificates of Deposit
.25% bonus for Star and Senior Accounts!

3 Months       3.15% APY
6 Months       3.15% APY
12 Months    3.50% APY
24 Months    3.10% APY
36 Months    3.25% APY
48 Months    3.35% APY
60 Month      3.00% APY

Star Plus Checking Accounts   0.25% APY
 
Minimum opening deposit for Interest Bearing Checking Accounts, Savings and Money Market Accounts is $100.00. Rates may change at our discretion any time after account opening.
Fees may reduce earnings on your account.
Minimum opening deposit for Time Deposit and IRA accounts is $500.00 unless otherwise stated. Fees could reduce earnings on your IRA account. Early withdrawal penalties may apply.



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Protect your identity and stop fraud.

At Grand Valley Bank we strive to keep you up to date with the information and resources you need to protect you and your finances.

Anti-Fraud Protection