Colorado National Monument's Independence Monument

Business Accounts

At Grand Valley Bank, we know your time is valuable, so we provide business accounts and solutions that make your job easier. As your community bank, we understand local business banking needs and our goal is to make the most of your banking experience. Take a look at what we offer, or speak with a New Accounts Representative for more information.

Available Accounts

Important Information:

  1. Interest bearing accounts at Grand Valley Bank pay interest at the current rate, subject to change at our discretion. You will earn the corresponding annual percentage yield. Interest begins to accrue on the first banking day after your deposit and will be compounded and credited to your account monthly. We calculate interest on the current daily balance in your account. If you close your account before the interest is credited, accrued interest is not paid.
  2. We calculate the average daily balance in accounts by adding thebalance in the account for each day of the month and then dividing by the number of days in the month.
  3. Money Market Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $500, $10,000, $25,000, $50,000 and $100,000. Balances at these tiers will earn the corresponding annual percentage yield.
  4. Regular Savings Accounts pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, and $250,000. Balances at these tiers will earn the corresponding annual percentage yield.
  5. HSAs pay interest at the current tiered rate, subject to change at our discretion. The tiers begin at $.01, $3,000, $6,000, $20,000. Balances at these tiers will earn the corresponding annual percentage yield.
  6. Regular Savings and Money Market accounts will receive quarterly statements and monthly statements when there is electronic fund transfer (EFT) activity on the account. EFT activity includes ACH transactions, ATM withdrawals and Debit Card transactions.
  7. We do not authorize transactions requests for ATM withdrawals or daily Debit Card transactions unless there are available funds in the account at the time of the request.
  8. Overdrafts may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. See the Common Fees schedule for other fees that may apply to deposit accounts. You are not charged fees for overdrafts created by one-time debit card transactions or ATM withdrawals.